low_B

No...my dad put $300000, they still the same ah....

librazhy

$300000 定期﹖好奇地問,年利息有幾多%

creamy

right, they are only nice to you when you transfer in your $X00,000, after that it's the same sh!tty service

I use to bank with them as well, gave up when I called for something and got directed to the call centre who then 1) redirect me to the wrong department, so i called again, 2) redirect me to a different department, wrong department, then hung up on me, 3) different company (not a bakery though)

Never again

小叻

Is TD good? They are open all the time now...
bubblesalt 發表於 24-3-2011 18:57

TD is much better~ I have both HSBC and TD...my company require to deposit my salaries into HSBC, so I need to keep that ****.... Last time it took me more than 35 mins to cancel my safety deposit box at aberdeen.. the mid-age lady is not even trained to do such a simple task..I have to wait and wait and wait until she found someone to help her and wait and wait and wait again for each time she needs to double check with someone..and those someones are also not well trained...come on! I switched my SDB to TD, and took me less than 10 mins to open a SDB and put my stuffs in!!

rainbow-davie

suggest: CIBC  for professional service or RBC
if look for friendly and cheaper fee, coastal.   they are still professional. .don't get me wrong.

ravemother

$300000 定期﹖好奇地問,年利息有幾多%
librazhy 發表於 25-3-2011 21:01

at about 1.5%

depends on if the GIC is redeemable or non-redeemable and your relationship with the bank. good relationship can get u a better rate.

librazhy

at about 1.5%

depends on if the GIC is redeemable or non-redeemable and your relationship with th ...
ravemother 發表於 2011-3-26 16:23

do you know which bank has the lowest interest rate for line of credit?
for ?%

thx

satil

having prime -0.25 with HSBC now on line of credit .. when prime is higher about >6%. .i have prime -0.75 ~ -1.25.

匿名

回復  bubblesalt

for $xxx,000, go HSBC open a premier account, they will be a personal account man ...
satil 發表於 2011-3-25 10:41

Premier 的 AM 一樣差到痺﹐HSBC﹖都係算吧喇

librazhy

http://www.bankofcanada.ca/en/rates/digest.html

not sure if I read it right, is the prime = prime business rate = 3%?

so hsbc gives 2.75% line of credit?

is there any addition surcharge fees on top of 2.75%?


thanks