Littleprince

唉﹐就算搞掂個 FILE 都好花 (即係話個 REPORT 好多野﹐未必影響到你﹐但人地一看就會注意到有野﹐點都麻煩少少﹐始終個 FILE 乾乾淨淨係最好)﹐總之比人看中 impersonation 就真的好黑仔﹐當然大家可以自保的就是嚴格保密個人資料﹐其實好多野你都有權選擇講與不講﹐身份證你有權不給他們影印﹐即使是開銀行戶口。。。大家有時間上政府網站看看私隱權吧。

B2L2

Sounds like what happened to me 5-6 years back.  It's a fraud.  LittlePrince, don't make it sounds like the end of the world.  Yes, it is troublesome to deal with (many phone calls), but fraud is really obvious for those whoever need to look in your credit.

It happened to me and I don't have a single problem to open any account or morgage till today.

low_B

I'm too mad today, I forgot to ask the phone # to call back....what should I do now, I never get any statement...

kaimui22

原帖由 low_B 於 2008/12/3 06:08 PM 發表
I'm too mad today, I forgot to ask the phone # to call back....what should I do now, I never get any statement...

Even if they don't call you back...i'm sure the collection agency will send you a threatening letter soon. And usually the phone numbers they give you to call back are useless...its usually some directory or operator that will refuse to connect you to the person dealing with your file.

Better yet, contact one of the credit bureaus, get your credit report and see which company placed the claim on your file.

Littleprince

原帖由 B2L2 於 2008-12-3 17:27 發表
Sounds like what happened to me 5-6 years back.  It's a fraud.  LittlePrince, don't make it sounds like the end of the world.  Yes, it is troublesome to deal with (many phone calls), but fraud is real ...

無錯﹐人人情況不同的﹐如果我沒猜錯﹐你應該有正當職業及不錯的入息﹐因為如果你其他方面看落沒問題﹐就會影響少D囉。。。

好啦﹐不好意思﹐或者我嚇怕了大家了﹐因為我看過那些 FILES﹐知道若這些事情發生﹐FILE 係有很多野好多 WARNING﹐而無論何人看見這些﹐都會特別注意及小心﹐當然樣好的所受的影響會細D。。。

low_B

So for the credit check, I choose the score one?

Littleprince

原帖由 low_B 於 2008-12-3 19:44 發表
So for the credit check, I choose the score one?

最理想係拿一份詳盡的報告。