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標題: How much $$ did you stash away for the rainy day? [打印本頁]

作者: Traum 時間: 2007-12-1 18:04 標題: How much $$ did you stash away for the rainy day?

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作者: asmok 時間: 2007-12-1 20:26

I think it really depends on what stage you r in your life. If you are still in school, maybe $0 is not unreasonable. If you just started working, 2-5k is not a bad amount already.

作者: notgoddy 時間: 2007-12-1 22:59

I just carry an umbrella.

作者: Catpiano 時間: 2007-12-1 23:34

How come .. no negative number I can select ?? lol

Don't worry Lik gor .. girls dont like guys with cash in bank ....

作者: asmok 時間: 2007-12-2 00:03

Base on what I have in the bank and how much loans I got... I think I need a negative number.

作者: SAZABI 時間: 2007-12-2 09:45

原帖由 Catpiano 於 2007-12-1 23:34 發表
How come .. no negative number I can select ?? lol

Don't worry Lik gor .. girls dont like guys with cash in bank ....

Partly right.... CP...
They do like cash in bank, but in their bank. LOL

作者: Littleprince 時間: 2007-12-2 13:06

正常人應該常備3個月 NET INCOME FOR RAINY DAYS (OR SNOWY DAYS)。

作者: asmok 時間: 2007-12-2 14:35

原帖由 Littleprince 於 2007-12-2 13:06 發表
正常人應該常備3個月 NET INCOME FOR RAINY DAYS (OR SNOWY DAYS)。

3 months is reasonable if you are working full time and not going to school. It'll be hard to have that amount if you live on ur own.

作者: Traum 時間: 2007-12-2 15:46

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作者: Littleprince 時間: 2007-12-2 20:28

原帖由 Traum 於 2007-12-2 15:46 發表

While that's the most common recommendation that is being touted all over the place, what is the rationale behind it though? Depending on your line of work, 3 months may or may not be enough to get b ...

力哥﹐我估 rationale 係萬一出咩事 (例如車禍)﹐你需要大概3個月的 NET INCOME 來生活掛。。。

作者: WaruiOne 時間: 2007-12-2 21:18

or maybe it's just a nice number to use? haha... it really varies ga wor.
3 months could be 3-5k for someone, and could be 300-500k for the other! haha...

作者: katamari 時間: 2007-12-3 12:50

depending on you expense right? If you live with your parents, no car loans or stuff like that, why do you need that much for rainy days in your account? Lock your $$ and do some investment instead la. If I have mortgage, or I live by myself, then you'll need a lot more la!

作者: CHA 時間: 2007-12-3 20:12

Could one count the RRSP as money for rainy day ?
If not, mine is -0- , its pretty hard to save 3 months gross income and put aside as cash. So many bills to pay these days.

作者: Littleprince 時間: 2007-12-4 21:52

原帖由 CHA 於 2007-12-3 20:12 發表
Could one count the RRSP as money for rainy day ?
If not, mine is -0- , its pretty hard to save 3 months gross income and put aside as cash. So many bills to pay these days.

嚴格黎講﹐唔算囉。。。

不過當然﹐如果你無左份工﹐係可以拿出來用﹐但就失去長線增長的好處囉。。。

我知真係好難 SET ASIDE 3 個月 INCOME 出黎做 EMERGENCY FUND﹐你可以想想日常生活有無咩你可以放棄﹐譬如 INSTEAD OF 買 STARBUCKS COFFEE﹐自己整 COFFEE﹐或者一個星期出去食少一餐﹐去 SUPERSTORE 買牛扒番屋企煎之類﹐每個PAYCHECK SET ASIDE $25-$50﹐ 少數怕長計﹐長線始終都係有好處架。。。

作者: tiffiant 時間: 2009-3-14 11:43

i thought this is for the member called rainy
hhhhwhhahhhwahhwhhawhwhwhwhwawaahhw

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