Board logo

標題: 家居保險費大幅提高 [打印本頁]

作者: AAC    時間: 2011-4-20 07:26     標題: 家居保險費大幅提高

我住開十多年的獨立屋,一直每年付$5xx保費,去年加到$6xx,今年(2011-2012)瘋狂加33%+,要$8xx。我從來都無claim 過,亦無搬屋加減保單內容,點解會咁離譜 ?agnet 話重建屋的費用大增,所以加我保費,好似理由不強,有無其他老友記有同樣遭遇 ?究竟係agent 收得貴?還是本地保險公司升幅高 ?
買家居保險點格價 ?會唔會好煩,要提供好多文件去 shop around ?請指點。
作者: CWong    時間: 2011-4-21 00:08

係你間屋貴咗!
作者: Guy    時間: 2011-4-21 06:43

係你間屋貴咗!
CWong 發表於 2011-4-21 00:08

agree....
重建屋的費用大增.. they need to provide you a new house if you house need to be replaces.. that cost gone up so high....

everything goes up.. everything except our salary

You see now... no matter how well I save my money. It will never catch up with the down payment of a detached house.
(PS. I don't like to live in a high density area like condo or townhouse)
作者: auyatyat    時間: 2011-4-21 11:24

according to Statistics of Canada, construction cost over pass 12 months had gone up 7% for residential...check with your broker if you are not sure
作者: chobit    時間: 2011-4-21 11:34

I supposed people can consider move away from Vancouver, that way, you make some good money selling your house, and wouldn't have to worry about the higher cost...
作者: blue20ae    時間: 2011-4-23 09:22

Where about are you at? Did they give you a break down on the coverage?  I wonder if increase is due to earthquake coverage
作者: kingkong123    時間: 2011-4-23 21:46

你米搵多几件保险公司估个价咯
作者: low_B    時間: 2011-4-23 23:22

I know that if u have someone over 60 years old that have discount...
作者: AAC    時間: 2011-4-26 22:50

No senior, living in Burnaby, no term changed for 15 years, no claim history. But premium increased 33%....
作者: zuesel    時間: 2011-5-19 11:58

That's crazy! Our insurance went up too and along with our property tax. Gov't accessed that our property in Burnaby went up $30,000 in value since 2 yrs ago. It seems that everything has an excuse to increase hereafter.....except for our wage...
作者: fm9610    時間: 2011-5-19 21:57

回復 10# zuesel

Don't complain, I also live in Burnaby and my condo's insurance has risen by 12%
作者: dmnf    時間: 2011-5-20 11:24

Happened to me too but started 2 years ago.  I also have a single house in Burnaby.  I ended up switching to different insurance company.  Cheaper but still 8-10% year over year increase.
作者: AAC    時間: 2011-5-20 17:54

回復 12# dmnf


Yes, I switched too.....
作者: pkphilip    時間: 2011-5-20 23:08

You can also have your agent to give you quotes on other underwriters too, but it takes time and your agent might not quote for you.

Philip




歡迎光臨 溫哥華老友記討論區 (http://www.loyaukee.com/forum/) Powered by Discuz! 7.2