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標題: ICBC may factor speeding tickets into insurance rates [打印本頁]

作者: tiffiant    時間: 2011-5-5 07:21     標題: ICBC may factor speeding tickets into insurance rates

ICBC may factor speeding tickets into insurance rates
Proposal by insurance provider
Tamara Slobogean May 05, 2011 09:18:34 AM
1 VANCOUVER (NEWS1130) - Winding your car up to a 110 km/h and getting caught could soon mean a higher price tag for auto insurance in this province. ICBC's new proposed plan would see you dinged you for a simple speeding ticket.

No longer will it be enough to go accident-free for a year in order to get rewarded with a five per cent discount on your insurance. The new model ICBC is considering would consider the speeding tickets and traffic no-nos you add up.
http://www.icbc.com/
On Vancouver streets, some drivers hate it -- others love it.

"I think that's great," says one man. "I've been driving 44 years without a speeding ticket. Behaviour is insurance; that's what it's based on."

The proposal is part of some big changes coming to ICBC. The insurance provider still insists customers with good driving records can expect lower rates.
作者: tiffiant    時間: 2011-5-5 07:21


作者: benyaoguai    時間: 2011-5-5 22:35

damn... the already have a point system that if you go over would affect your rates.. not this too..... sigh... i know it's good for insurers and everyone.... but sooo harsh
作者: Lik    時間: 2011-5-5 22:41

From the way this has been described, it seems like ICBC would be able to lower the rates for good drivers. Having said that, I think the first minor offence (or 2) shouldn't result in an immediate rate hike. Everybody speed a bit at one point or another ga la. The system needs to have a bit of leniency built in ga mah.

-Lik
作者: benyaoguai    時間: 2011-5-5 23:12

回復 4# Lik


i think it's more reasonable to follow the police policy
like right now they would suspend your license on spot if you are over the speed limit by a certain amount~
but i mean~ if you drive 63 at a 50 zone~ yes... you're speeding~ but COME ON~~~~
作者: chobit    時間: 2011-5-6 09:51

This means lawyer will make more money.
Here is the US, lawyer would help you to fight the ticket into a non-moving violation somehow which won't affect the insurance.
作者: wongster    時間: 2011-5-9 08:22

driving above 30-40km/hr is nothing especially on highway.. they should really punish the ones driving way pass that..




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