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標題: BC Assessment [打印本頁]

作者: B2L2 時間: 2012-1-10 16:01 標題: BC Assessment

Home owners, how bad is your 2012 assessment?
Our house (New West) has a +7% and is about 3-5% below market price.

My friend's house at Richmond has a +40% and that brings it over recent market price at his block.
Another crazy example, friend's house at Vancouver West has an increase of $1M just on the land.

However, one friend's apartment at Burnaby has a lower estimation this year.

How about yours?

作者: lo_pak 時間: 2012-1-10 16:10

回復 1# B2L2

Most of the assessment values should be close to market value, nothing has to complain as the value of your property increase... No free lunch...

作者: Quest 時間: 2012-1-10 16:53

mine gone up by approx 5%.

My wifey's colleague in burnaby gone up by >20%.

It's all relative/relevant to the already heated property activities in GVRD.

Q.

作者: satil 時間: 2012-1-10 17:08

本帖最後由 satil 於 2012-1-10 17:11 編輯

基本上, 這個估價, 只是一個指標.

我的屋價上升25%, 但同條街的(上年)售出的五間舊屋, 現為建築中地盤, 其估價上升了50%.
相對地, 我的屋價估值是下跌了, 若我是繼續住的話, 估低當然好. 冇打算賣, 就唔需要上訴.

講番一個重點. 估價上升25%, 不等於你的地稅將會上升25%.

例子: (只用簡單概念, 實際數字會有出入)

1. 市政府今年不加開資(上升0%), 今年全市屋價都平均上升30%, 你的屋價同樣升了30%, 你的地稅將會保持不變(上升0%).

2. 市政府今年不加開資(上升0%), 今年全市屋價都平均上升30%, 但你的屋價只升了20%, 你的地稅單將會下降!

3. 市政府今年不加開資(上升0%), 今年全市屋價都平均上升30%, 但你的屋價升了40%, 你的地稅單將會上升!

4. 市政府今年增加開資(上升5%), 今年全市屋價估值都全部沒有變, 你的地稅將會上升5%! 又或今年全市屋價全部估值都上升30%, 你的地稅將會上升5%!

不要意為bc assessment估你的屋上升40%, 你的地稅會上升40%, 這是全錯的概念.

年年一月都在收音機聽到啲 "估到我間屋咁貴, 要我比多咁多地稅...." 就知他們跟本搞唔清楚.

與其找bc assessment上訴, 不如努力監督市政府的開支預算.

作者: B2L2 時間: 2012-1-10 17:12

回復 2# lo_pak

Do I sound like I'm complaining?

作者: 快樂牛郎 時間: 2012-1-10 17:22

everyone should be happy (except those that don't own)

作者: mibu 時間: 2012-1-10 18:57

mine didnt change at all. same as the previous year

作者: aucht 時間: 2012-1-10 19:40

Down a thousand !

作者: jennypun 時間: 2012-1-10 22:49

up 22%... just not sure if i can really sell it for that assessment price ?!

作者: FiChai 時間: 2012-1-10 23:55

up 22%... just not sure if i can really sell it for that assessment price ?!
jennypun 發表於 2012-1-10 22:49

Usually real estate properties sell based on a fair current market value, not the assessment.

作者: lo_pak 時間: 2012-1-10 23:58

回復 10# FiChai

But assessment is super close to market value these days, isn't it?

作者: lo_pak 時間: 2012-1-11 00:02

本帖最後由 lo_pak 於 2012-1-11 00:09 編輯

回復 4# satil

I agree with your point, the expenses of the municipality have inceased quite a bit after they start collecting property tax directly from taxplayer... I remember I've read an article on Province related to a review of the increase of property tax in proportion to municipality expense in the last decade or so, that's ridiculous...

作者: B2L2 時間: 2012-1-11 10:03

First, assessment is base on number from last summer. So it is at least half a year off.

Second, assessment could be fairly off from the market value. My last apartment's assessment price was ~10% below my selling price which is pretty common. Plus there was a freeze on assessment value since 2007 (thx to Campbell). The bigger increase cases are usually from those who had their assessment frozen in the last couple years.

作者: jennypun 時間: 2012-1-11 16:18

People usually add 10% on top of the assessment value when they sell their house, isn't?

作者: tsumorichisato 時間: 2012-1-12 15:46

NO, BC assessment and market price u can't really put a formula to it, it's more like JUST a REFERENCE only!!!!!!! For single family home, I wouldn't really look at the house value but the land value for reference only, it's really case by case, so also depends on what kind of housing you are referring to...

作者: tsumorichisato 時間: 2012-1-12 15:54

The reason is they wouldn't go into the house and check the condition, they just rougly estimate it depends on the year it was built. A crappy house and a nicely built house, a remodelled house and a run down house they can have such a huge difference when you put it out to the market and does the assessment really care about that?

作者: FiChai 時間: 2012-1-12 16:00

Yes, it's really case by case. BC assessment is just a very general estimation, for example, it won't (and can't) include any of home improvement spent on individual house. For example, if you spent 50 thousand for upgrading your kitchen floor, counter tops, cabinets and appliances, you just won't sell your house only based on the assessment or a rough/fixed certain percentage higher than the assessment or a referenced market price, but even higher.

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