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標題: 有咩方法克制購買欲 [打印本頁]

作者: ricrick 時間: 2009-3-10 02:40 標題: 有咩方法克制購買欲

我有個方法就係諗吓 you need it or you just want it?

但有時有少少want 又有少少need.. 可有可冇，有就更好，冇又冇問題
最重要吾想哂錢，又想要

係呢D situation 你會點做？

[ 本帖最後由 ricrick 於 2009-3-10 03:41 編輯 ]

作者: pc2426 時間: 2009-3-10 03:23

normally i will buy it first and return it

作者: CWong 時間: 2009-3-10 08:46

Throw all your credit cards away & give me all your $$$!

作者: sheep 時間: 2009-3-10 08:57

繼續買唔好俾佢停
不過貨由我同你攞

作者: ACC-HE 時間: 2009-3-10 09:31

ask your mom, she'll usually say, "don't buy! no use! save your money!"

Well.. that's what my mom would say.

作者: rainbow-davie 時間: 2009-3-10 09:38

put your money into the safe box.

作者: rockypath 時間: 2009-3-10 09:58

原帖由 CWong 於 2009-3-10 09:46 發表
Throw all your credit cards away & give me all your $$$!

We promise to make a good use of his/her money.

Buying HSBC stock.

作者: 布小熊 時間: 2009-3-10 10:09

well easy way is to setup a saving account and put some monthly savings in. Then put them in to some sort of investiment (not sure where but things like GIC or term deposit).
or you can go further and buy a house/condo, then all your "extra" $ will go into the mortgage and you won't have to worry about 克制購買欲. Cos you have NOTHING to spend.

作者: bearbear 時間: 2009-3-10 10:12

Mind telling me what do you want to buy? Is it luxury things?

作者: 布小熊 時間: 2009-3-10 10:21

Actually back to the topic, 係呢D situation, I will usually "din" for a LONG time ( like a few months) and then buy it. (e.g. a gas BBQ sitting on my balcony)

作者: myversa 時間: 2009-3-10 10:31

I usually will try to find a substitute or wait for it to be on sale.

作者: 小叻 時間: 2009-3-10 10:54

諗下經濟差左~留番D錢旁身仲好~無必要唔好買住~

作者: fibbi 時間: 2009-3-10 10:57

Put aside $ in saving account first. Bring one credit card with low limit along. And wait until it goes on sale..

作者: ricrick 時間: 2009-3-10 11:05

其實係心理因數多D，屎弗痕上腦
等減價都係好方法，可以安慰自己，永遠吾減，就永遠吾洗買

作者: 快樂牛郎 時間: 2009-3-10 11:25

Spend all you like.

Life is short.

作者: MAXIMUS 時間: 2009-3-10 11:31

Hey shopping is fun
I spend money on clothing, electronic, books, auto accessories
go shopping every week

作者: katamari 時間: 2009-3-10 11:35

買得起咪買囉。買得起先好喎，欠卡數好煩！

作者: Purpleheart 時間: 2009-3-10 11:49

唔好帶錢, 銀行卡, visa 卡出街

作者: bearbear 時間: 2009-3-10 11:51

I don't think that's a problem to treat yourself somthing really good once a while. Go for it!!!

作者: MAXIMUS 時間: 2009-3-10 11:55

Buy her something real nice

作者: B仔 時間: 2009-3-10 12:23

嚟隻病冇得醫。我明。我都係咁～ LOL
我已經兩個月冇買自己野。感覺還好，我未手振。。。因為冇睇雜誌，又冇去MALL。

作者: Yui 時間: 2009-3-10 12:47

執屋啦，執完後你可能會發覺你已經用錢換左好多廢物；

吾須要再用更多既錢去換更多癈物．

作者: siumaibb 時間: 2009-3-10 12:49

即刻諗起呢單新聞
http://210.177.167.103/cgi-bin/nsrch.cgi?seq=829433

OL虧空605萬囚3年10月
10/03/2009

【本報訊】女文員聲稱因男友自殺大受打擊下，藉瘋狂購物發洩而演變成「 購物癖」，欠債纍纍的她利用職權將任職的印刷公司款項轉到兄長戶口再提取，於短短一年七個月間，虧空公款達六百多萬元，而所購物品除多項包括名牌手袋及衣服外，更替父母購下富善公屋單位及一輛車。

兄妹被告早前認罪，法官昨日判刑指兄妹二人因貪心而犯案，且不斷沉醉名牌及奢侈世界，而事後更無力賠償，考慮案情嚴重，妹妹因在案中嚴重違反誠信，終判囚三年十個月；其兄則因串謀洗黑錢而判囚兩年半。

女被告周麗詩（卅二歲）及其兄周志剛（卅六歲）承認一項串謀洗黑錢罪，指二人於 ○ 六年十一月至 ○ 八年六月期間，處理六百零五萬元的可公訴罪行財產；女被告早前另承認卅項盜竊罪，指她於上述時間盜取任職的真生印刷香港有限公司共六百零五萬元。

母親禁不住老淚縱橫
雙目通紅的女被告聞判時一直以紙巾拭淚，他們的父母、兄長及友人昨亦到庭旁聽。當得悉一對子女均面對牢獄之苦後，被告母親禁不住老淚縱橫，須由老伴及兒子輕扶離庭。

控方昨明言因兩被告欠債纍纍致無力還款，故不會向法庭申請賠償令，而用贓款購買的公屋單位，亦因法例所限而未能出售以賠償受害人，而被搜出的大量名牌手袋及衣飾，則會交予受害人將貨品運到日本估值。辯方求情指出，與女被告相戀七年的男友因精神問題，而經常進出醫院及警署，終在毒品影響下，於 ○ 六年八月自殺，事件對她造成困擾外，男方的母親更向女被告索取賠償，身心受壓的被告終盜款藉購物發洩。

作者: ricrick 時間: 2009-3-10 13:36

原帖由 快樂牛郎 於 2009-3-10 12:25 發表
Spend all you like.

Life is short.

講得岩，我轉頭就買左lu
天使都係鬥吾過魔鬼

作者: MAXIMUS 時間: 2009-3-10 13:39

Spend money, save the economy

作者: Littleprince 時間: 2009-3-10 13:54

Stay home, don't go to the mall... put all your money into a locked-in GIC.

Of course, I agreed with what CWong said too

作者: MAXIMUS 時間: 2009-3-10 14:18 標題: 回復 26# 的帖子

Why? Shopping is fun and I love it.
Time to stock up on Bordeaux

作者: ricrick 時間: 2009-3-10 14:38

why? becos i am poor

作者: BiscottiGelato 時間: 2009-3-10 14:53

Please spend more, everybody does that, and you don't? Com'on!

作者: Littleprince 時間: 2009-3-10 15:16

原帖由 MAXIMUS 於 2009-3-10 15:18 發表
Why? Shopping is fun and I love it.
Time to stock up on Bordeaux

when your house is stocked up with make-ups, perfumes, toys, books, clothings... almost nowhere to walk or sit on, and is seriously thinking of buying a bigger house to accomodate these, you would know why...

During this 10+ years in Canada, I know I have to be more self-controlled... imagine if these all turned into investments at the very beginning (even in GICs), how much more $$$ I should have?

作者: peter236 時間: 2009-3-10 15:32

原帖由 Littleprince 於 2009-3-10 16:16 發表

when your house is stocked up with make-ups, perfumes, toys, books, clothings... almost nowhere to walk or sit on, and is seriously thinking of buying a bigger house to accomodate these, you would kn ...

You must be rich to begin with.

作者: rainbow-davie 時間: 2009-3-10 16:06

wathc the movie Confessions of a Shopaholic

作者: Littleprince 時間: 2009-12-2 09:31

唔使克制架窩

作者: starbug 時間: 2009-12-2 09:48

切咗佢.
我講D credit card.

作者: 毅字 時間: 2009-12-2 11:45

提示: 作者被禁止或刪除內容自動屏蔽

作者: ACC-HE 時間: 2009-12-2 12:35

hee...
Do you need it? no.
convince yourself for a week that you don't need it.
if you still think you need it, and double check the list of reasons you shouldn't buyt it, and u still want it? buy it.

作者: Littleprince 時間: 2009-12-2 12:40

只要唔係過份﹐真的不用克制﹐事關買完自己心愛的野會好開心架

作者: Ultraman 時間: 2009-12-2 14:44

Set a much higher goal. For example, if you (guys) want to buy a new hi-fi, think about to buy a new car or new house; if you (gals) want to buy a new purse or dress, think about to buy a 5 carat diamond or to travel to Europe for 2 months. Then you probably won't allow yourself to waste any unnecessary penny for the time being, and at the time you're about to have enough savings for your big goal, you may already lost the initial interest and you can set an even higher goal.... and so on. Huh, you'll be rich!

作者: Littleprince 時間: 2009-12-2 15:27

Set a much higher goal. For example, if you (guys) want to buy a new hi-fi, think about to buy a new car or new house; if you (gals) want to buy a new purse or dress, think about to buy a 5 carat diam ...
Ultraman 發表於 2009-12-2 15:44

good idea

I'd like to add:

put all these funds into some kinds of medium to long term investment, you will be rich sooner than you could imagine

作者: Ultraman 時間: 2009-12-2 15:36

good idea

I'd like to add:

put all these funds into some kinds of medium to long term investment, you will be rich sooner than you could imagine
Littleprince 發表於 2009-12-2 15:27

Very true! But make sure to put it in some kind of bank savings but not stock market, no matter how "safe" they claim, it's not sure win.

作者: 快樂牛郎 時間: 2009-12-2 15:38

Very true! But make sure to put it in some kind of bank savings but not stock market, no matter how "safe" they claim, it's not sure win.
Ultraman 發表於 2009/12/2 15:36

and bank savings is sure win?

作者: Ultraman 時間: 2009-12-2 16:53

and bank savings is sure win?
快樂牛郎發表於 2009-12-2 15:38

At least you won't lose your principal. Unless bank bankruptcy.

作者: somewhereintime 時間: 2009-12-2 17:45

Let my wife handles the payment

作者: 快樂牛郎 時間: 2009-12-2 20:32

At least you won't lose your principal. Unless bank bankruptcy.
Ultraman 發表於 2009/12/2 16:53

北韓100圜變1圜

北韓周一突然宣佈即時實施貨幣改革，將 100舊圜兌為新幣 1圜後，在民間引起極大反彈，事關措施要把民眾的私藏資金逼出枱面，否則只會變成一堆廢紙，

作者: peter236 時間: 2009-12-2 20:42

good idea

I'd like to add:

put all these funds into some kinds of medium to long term investment, you will be rich sooner than you could imagine
Littleprince 發表於 2009-12-2 16:27

What type of investments can make you decent money?

作者: Ultraman 時間: 2009-12-2 22:43

北韓100圜變1圜

北韓周一突然宣佈即時實施貨幣改革，將 100舊圜兌為新幣 1圜後，在民間引起極大反彈，事關措施要把民眾的私藏資金逼出枱面，否則只會變成一堆廢紙， ...
快樂牛郎發表於 2009-12-2 20:32

This is what I describe as rare situation. Do you expect HSBC, CIBC, BMO, ..... closed down in one night without any glue, or how accurate can you predict the fluctuation of stock market?
Or let me put it this way, putting money in a bank is safer than investing money in stock market. What do you think?

作者: 快樂牛郎 時間: 2009-12-2 23:00

This is what I describe as rare situation. Do you expect HSBC, CIBC, BMO, ..... closed down in one night without any glue, or how accurate can you predict the fluctuation of stock market?
Or let me p ...
Ultraman 發表於 2009/12/2 22:43

agree, however

1) it's the rare events that hurt the most
2) greater risk = greater reward

and to add,

it's better to get hurt in the stock market
at least you fully anticipate it

it really hurts the most when u think your investment is very safe

think lehman in HK

作者: Ultraman 時間: 2009-12-2 23:31

Well, let's say, you "can" gain big money in stock market, also you "can" win big money in casino, both of them have no guaranty but may let you lose big money too. You won't expect big interest return for any banking savings, but the risk is way lower.

Another example, car accidents happen everyday, but plane crash isn't, yet once it happens it has a much bigger chance that a lot more people would be killed. This is what you called "rare events that hurt the most", which is very true. However, I would say since it rarely happens, I consider riding in a car is more risky than taking a plane.

And, I think Lehman was a financial service corporation/investment company but not an official bank. Am I correct?

作者: Littleprince 時間: 2009-12-4 11:01

本帖最後由 Littleprince 於 2009-12-4 12:02 編輯

What type of investments can make you decent money?
peter236 發表於 2009-12-2 21:42

甚麼是 decent money 的定義呀﹖ 100% 每年回報﹖ OR 200%﹖﹖

作者: peter236 時間: 2009-12-4 11:06

甚麼是 decent money 的定義呀﹖ 100% 每年回報﹖ OR 200%﹖﹖
Littleprince 發表於 2009-12-4 12:01

So what is your definition of "decent returns"? How much returns did you normally make?

作者: siumaibb 時間: 2009-12-4 11:23

why dig this 9 months thread out and going so OT?!

作者: Littleprince 時間: 2009-12-4 11:26

So what is your definition of "decent returns"? How much returns did you normally make?
peter236 發表於 2009-12-4 12:06

沒有所謂 How much returns did you normally make 的﹐因為我將投資分為短﹐中長線三種﹐各有不同用途也有不同的期望投資回報。

作者: somewhereintime 時間: 2009-12-4 11:28

why dig this 9 months thread out and going so OT?!
siumaibb 發表於 2009-12-4 11:23

It is shopping /spending season

作者: Littleprince 時間: 2009-12-4 11:28

why dig this 9 months thread out and going so OT?!
siumaibb 發表於 2009-12-4 12:23

都唔係丫﹐超人大哥響 #38 建議我們怎樣克制購買慾﹐無 OT 到﹐只係大家覺得可以繼續討論克制購買慾之後可以點樣使自己更富有之馬

作者: Littleprince 時間: 2009-12-4 11:30

why dig this 9 months thread out and going so OT?!
siumaibb 發表於 2009-12-4 12:23

仲有﹐唔係我 DIG 架﹐我先無這麼得閑慢慢去 DIG 舊帖﹐係亞 TOPPY分身將呢D舊帖 DIG 出來﹐你看不見只係因為 ADMIN 已把他寫的都刪掉了﹐才有這錯覺而已。

作者: myversa 時間: 2009-12-4 11:35

sometimes it is not bad to dig out the old thread and continue to discuss.

作者: Littleprince 時間: 2009-12-4 11:36

sometimes it is not bad to dig out the old thread and continue to discuss.
myversa 發表於 2009-12-4 12:35

係架﹐所以我真心多謝 TOPPY 同埋他的分身架

作者: auyatyat 時間: 2009-12-5 18:06

我通常會計o下買果件o野等於自己做幾多個鐘o野....或者要接幾多個side job 先夠比錢...
咁諗諗o下就會放棄.

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