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標題: Bank fee [打印本頁]

作者: mary123 時間: 2009-7-6 18:43 標題: Bank fee

Today, bank charges us fee if we depost or withdraw money. Is there any bank you know providing service with free charge?

作者: rainbow-davie 時間: 2009-7-6 18:50

Coast Capital. It doesn't have a lot of value added service or investment tools. but it is very low cost for savings, and other basic uses for most of the ppl.
I have used 5 different banks and I am satisfied with CC.

作者: Littleprince 時間: 2009-7-6 19:35

ING & PC banking?

作者: raima 時間: 2009-7-6 20:57

hsbc direct http://www.hsbcdirect.ca/1/2/3/

作者: tofu 時間: 2009-7-6 22:32

most of the direct banking has no fee, but limited service.
or some banks offer free service with min. balance.
"""bank charges us fee if we depost"""
which bank are you using ar

作者: 布小熊 時間: 2009-7-6 23:21

i got free checking account because i have multiple accounts at RBC.

作者: Littleprince 時間: 2009-7-7 07:46

i got free checking account because i have multiple accounts at RBC.
布小熊發表於 2009-7-7 00:21

15 個 TRANSACTION 那種﹖ 其實都唔算太好﹐成日要計住﹐當你的財務複雜了之後 (例如多了不同的投資﹐儲蓄自動轉帳) 好易超過﹐超了就 5 毫一個﹐我覺得唔太好﹐還是 PC 和 ING 好﹐ ING 利息有 1。35%﹐RBC 最高都只係 0。75%﹐而且 ING 一個月比 4 個 ATM 使用免費﹐仲要係任何提款機﹐我覺得係不錯的 OFFER。
在 RBC 除非你有埋其他野﹐例如 MORTGAGE﹐收費的信用卡﹐就可以享用一個月 65 次那種 ACCT 免費﹐這就好好多。

作者: myversa 時間: 2009-7-7 08:27

pc?

作者: 小叻 時間: 2009-7-7 10:19

If you keep the minimum $2000 at HSBC chequing account..they wont charge u the monthly service fee.. (for 40 transactions i think~) For personal use, i think it is ok~

作者: Littleprince 時間: 2009-7-7 10:28

pc?
myversa 發表於 2009-7-7 09:27

yep

and you can get points too

作者: ACC-HE 時間: 2009-7-7 14:25

http://www.citizensbank.ca/

作者: 布小熊 時間: 2009-7-7 16:09

15 個 TRANSACTION 那種﹖ 其實都唔算太好﹐成日要計住﹐當你的財務複雜了之後 (例如多了不同的投資﹐儲蓄自動轉帳) 好易超過﹐超了就 5 毫一個﹐我覺得唔太好﹐還是 PC 和 ING 好﹐ ING 利息有 1。35%﹐RBC 最高都 ...
Littleprince 發表於 2009-7-7 08:46 AM

I never pay attention.. never had to pay extra...
And I got free money order, bank draft...etc too.

作者: Littleprince 時間: 2009-7-7 16:59

I never pay attention.. never had to pay extra...
And I got free money order, bank draft...etc too.
布小熊發表於 2009-7-7 17:09

看來你那個是 65 (或無限) 的那種。。。你一定是有埋 MORTGAGE 吧﹖ 只有這種才 QUALIFY。。。不過要小心呢個 OFFER係比到你幾時﹐因為一收起錢上黎係會幾和味﹐有D客係十幾蚊﹐另一種 VIP 的要成 30 蚊﹐不可不知

作者: satoshi 時間: 2009-7-7 18:47

kinda ironic sometimes that high net worth clients get all the perks and freebies- afterall they are the group that generate most of the profits for banks... while lower net worth clients need to pay service fee... lol~

most B&M banks will waive the account fee if you've establish a set amount of asset with them anywayz... ie. deposite, investment, mortage...

作者: ani 時間: 2009-7-8 21:33

i use president's choice financial because it's free for everything
and i think their "interest-plus savings account" is one of the banks with higher interest rates..

but then the downside is.. everything is either through the ATM, phone, internet.. you won't be able to go up to a teller lo.. u can talk to those advisors at the superstore.. but then most of the them they'll ask u to call ..

coast capital savings offers a free chequing account too.. but then printing cheques cost $$.. but then it's not just internet/ATM/telephone.. u can actually talk to someone when u want to deposit money..

作者: tiffiant 時間: 2009-7-11 11:39

pc is the best
but nowadays the rate for saving is low

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