Littleprince

正常人應該常備3個月 NET INCOME FOR RAINY DAYS (OR SNOWY DAYS)。

Littleprince

原帖由 Traum 於 2007-12-2 15:46 發表

While that's the most common recommendation that is being touted all over the place, what is the rationale behind it though? Depending on your line of work, 3 months may or may not be enough to get b ...

力哥﹐我估 rationale 係萬一出咩事 (例如車禍)﹐你需要大概3個月的 NET INCOME 來生活掛。。。

Littleprince

原帖由 CHA 於 2007-12-3 20:12 發表
Could one count the RRSP as money for rainy day ?
If not, mine is  -0- ,   its pretty hard to save 3 months gross income and put aside as cash. So many bills to pay these days.

嚴格黎講﹐唔算囉。。。

不過當然﹐如果你無左份工﹐係可以拿出來用﹐但就失去長線增長的好處囉。。。

我知真係好難 SET ASIDE 3 個月 INCOME 出黎做 EMERGENCY FUND﹐你可以想想日常生活有無咩你可以放棄﹐譬如 INSTEAD OF 買 STARBUCKS COFFEE﹐自己整 COFFEE﹐或者一個星期出去食少一餐﹐去 SUPERSTORE 買牛扒番屋企煎之類﹐每個PAYCHECK SET ASIDE $25-$50﹐ 少數怕長計﹐長線始終都係有好處架。。。