B2L2

Sounds like what happened to me 5-6 years back.  It's a fraud.  LittlePrince, don't make it sounds like the end of the world.  Yes, it is troublesome to deal with (many phone calls), but fraud is really obvious for those whoever need to look in your credit.

It happened to me and I don't have a single problem to open any account or morgage till today.