household income

auyatyat

純粹分享,不喜勿插

最近睇o下d tenant applications, d 人好似愈窮愈多要求,租屋好似要全包
好多個我直接拒絕,叫佢o地去搵BC Housing...

一個household,男o既做sales $35k/year, 女o既做bakery $28k/year
= $63k/year = $5250/month
扣完稅可能得返$4000/month
租屋 $1580 + 電 $50 + cable/internet/電話 $200 = $1830
其實剩返好少錢洗
男o既仲話遲d 想買車....
insurance,入油,泊車,lease/finance 都係錢...
真係唔洗食飯咩....

auyatyat

回復 2# sheep

女果個做bakery 一定有大把面包食
男果個普通sales...睇過佢份contract,唔似有乜福利

auyatyat

my condo is in downtown vancouver....
I don't know how much $ they have in their accounts, it's hard to determine why they don't buy...cos my mortgage is $1280, rent can cover it and the strata fee...
the parking tenant pays $150/month, so, it covers the property tax and property insurance
I never pay for cable, cos I don't watch TV at home, if I have time I go to gym and watch TV there..

auyatyat

回復 9# fibbi


有d 人好似對生活好多要求...其實2個人租個東區basement suite $800-1000 應該ok
就係無諗過要儲錢...
租downtown,什費,電..接近$2000 一d 都唔出奇
仲要o係downtown,買o野食o野都貴d....

auyatyat

回復 10# Look4chrisng


true..that's why after expenses, not much saving

auyatyat

回復 7# fibbi


I would say the rent I'm listing is reasonable...
rental apartment (1 bedroom) in west end is about $1200-1400
mine is a high rise condo in coal harbour with facilities and furnished
some rental agents had quoted me $2500/month short term rental, but i want a long term tenant instead

auyatyat

回復 13# fibbi


  she said she's a supervisor...
$14/hr full time, i just roughly estimate it

auyatyat

回復 12# blue20ae


thanks for your info, when i applied for the mortgage, the lender said TDSR (total debt service ratio) is 42%
say the mortgage is $1500, strata fee $300, property tax $150, utilities $100, property insurance $30 = $2080/month, you will need to earn at least $4881/month or $58,571/year to get a mortgage...i believe this has to be a professional/skilled job
i think in reality, with $58.5K/year income, income tax 30% roughly (?), one can only have $3400/month disposable income, need to pay $2080/month (calculated above) for housing, will only have $1320/month left...
if the person has a car lease/finance + insurance + gas, it will be $800-1000 easily
only $320 left for food
average household income in BC, and 40% for housing = no life

auyatyat

回復 25# ricrick


i dont know how much my family members are making,
i have enough to get the mortgage from the bank..
no car loans, and company covers the auto expenses..

but i don't like to live and work at DT...too crowded

auyatyat

回復 19# fibbi

icic, sorry, I misunderstand you..