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Hello, I am planning to purchase the house from my parents. Right now, my parents and myself all live in that same house. Initially when I contacted the bank, they told me I have to do a purchase agreement/contract at the lawyer.
But when I called the lawyer office, they said I can also do a family transfer.
What's the differences? Would one cost more money to do than the other? The bank said if I do a family transfer, I may not qualify as big a loan because they will use the "gov't assess property value" instead of the market value, which doesn't seem to make sense to me.
Also, will I be able to use the 1st time home buyer RRSP thing? Thanks for all the info =) |
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發表於 2008-2-13 10:20
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