for $xxx,000, go HSBC open a premier account, they will be a personal account manager direct handle u. under their downtown premier office. very good sevice. forget about the local branch.
i am hsbc customer for 23yrs, and i have premier account since they start this service about >10yrs. all my money go through this account. it build up history, and they serve me good. they give me good rate, even currency conversion they have better rate. wire transfer, bank draft.... all most everything free. .simply a email or phone call . they done it fast.