fibbi

回復 155# 布小熊


    Well...if I'm the parents, I don't expect kids to pay me anything IF they are saving up for a bigger goal...

RRSP....then part of the saving goes to RRSP, part goes to saving acct lor...coz you can get $ from RRSP when you buy the house...

Btw, I never buy life insurance.

If saving $1500 out of $2000 is tough, how about saving $1200 a month...then can get $86K in 6 yrs. So just pick a cheaper property as Big C jeh says...300K property instead of $400K....Or ... save 7 years instead of 6 years lor...

But having said that...I do give half of my salary to parents...because I don't have plan to buy a property.

fibbi

依D咪就係無負擔既80後~佢地係可以供到樓~

但其實係Vancouver....有好多小康之家既移民父母,,係HK賣左 ...
小叻 發表於 2010-7-16 17:39

如果係要幫保家計，仲要還student loan嘅，要買樓，真係無咁易架喇，唯有等結婚兩個人一齊供啦。

fibbi

回復 159# biggie


    Not every fresh grad able to work on BIG company to get $50K to start.
I know there are smaller company pays much lesser than that. But I would say $40K is avg for fresh grad (for programmer).

fibbi

回復 168# 大C姐


    If there are 2 children...each give $700 then almost enough for household expense la.
My mom used to say $2000 (or $2500 I forgot) can cover ALL family expense...

fibbi

回復 174# biggie


    well, junior programmer (fresh grad we are talking about, not with 3 years experience) in BO doesn't start with 60K...not even contractor...I know Telus doesn't give 60K to fresh grad too...

fibbi

我同事都係咁，前幾年樓價低嗰時買Shaw tower樓花，住咗一陣就賣，跟住喺surrey買house，過兩年又換，而家仲買地起屋添。好似仲有個downtown樓收緊租。個男嘅都係40K income，太太係護士。
閒閒哋宜家幾十萬身家啦。

fibbi

回復 181# 快樂牛郎


    咁咩analysis都係睇past trend架啦。你又難保next 30 年啲樓一定會跌？不過，我明嘅，你對投資有研究嘅，梗係覺得自己投資嘅回報可以大過層樓嘅回報啦。

fibbi

回復 184# 大C姐


    agree. If I were in a position that i need to move out and on my own, I would definitely save up for a house, I wouldn't mind 勒緊褲頭 in order to purchase a  property at all.

fibbi

回復 186# 快樂牛郎


    Because there are always "意外" in life. 一場金融風暴，執咗幾多公司？The whole company folded wor... even though you are good employee...can't avoid la...
Job hunting...luck is a factor too..

fibbi

回復 190# 大C姐


    另外個thread我都有提過，投資嘅＄應該係你認為蝕哂都無問題嘅先好去投。就算匯豐，都要供股啦。