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My dividends all get deposited as cash into my stock trading account.

Like ravemother said there is no fixed dividend rate. In fact if the company's results are poor, the board may decide to not pay any dividends.

Some companies never pay any dividends no matter how much they make. They would use the profits they make to reinvest or buy back their own stock. Generally speaking, you pay less tax on capital gain than on dividends, so some people prefer stocks which grow fast even though they never pay any dividends.

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