家居保險費大幅提高

我住開十多年的獨立屋，一直每年付$5xx保費，去年加到$6xx，今年(2011-2012)瘋狂加33%+，要$8xx。我從來都無claim 過，亦無搬屋加減保單內容，點解會咁離譜？agnet 話重建屋的費用大增，所以加我保費，好似理由不強，有無其他老友記有同樣遭遇？究竟係agent 收得貴？還是本地保險公司升幅高？
買家居保險點格價？會唔會好煩，要提供好多文件去 shop around ？請指點。

pkphilip

非常老友 (高級)

Rank: 4

14^#

發表於 2011-5-20 23:08 | 只看該作者

You can also have your agent to give you quotes on other underwriters too, but it takes time and your agent might not quote for you.

Philip

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AAC

幾好老友 (中級)

Rank: 3 Rank: 3

13^#

發表於 2011-5-20 17:54 | 只看該作者

回復 12# dmnf

Yes, I switched too.....

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dmnf

普通老友 (初級)

Rank: 2

12^#

發表於 2011-5-20 11:24 | 只看該作者

Happened to me too but started 2 years ago. I also have a single house in Burnaby. I ended up switching to different insurance company. Cheaper but still 8-10% year over year increase.

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fm9610

普通老友 (初級)

Rank: 2

11^#

發表於 2011-5-19 21:57 | 只看該作者

回復 10# zuesel

Don't complain, I also live in Burnaby and my condo's insurance has risen by 12%

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zuesel

非常老友 (高級)

Rank: 4

10^#

發表於 2011-5-19 11:58 | 只看該作者

That's crazy! Our insurance went up too and along with our property tax. Gov't accessed that our property in Burnaby went up $30,000 in value since 2 yrs ago. It seems that everything has an excuse to increase hereafter.....except for our wage...