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[社論] 「富」不值傷神「仇」

本帖最後由 rockypath 於 2011-11-25 01:48 編輯

在網上看到一篇我認同的文章。正如我之前曾經說過的,香港政府如果要幫助貧困家庭,最重要的不是提供多少金錢補助給他們,而是要提升他們的勞動技能和在勞動市場的競爭力。並發展新的經濟使得這些隨著被淘汰的工業一起被勞動市場淘汰的工人有新的發展空間和機會。 金錢補助只能解決一時之困,幫助他們重新進入勞動市場和提升勞動技能才是長久之計。(換句話說,也就是解決 Social Mobility 的問題)。



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「富」不值傷神「仇」
11月 25日 星期五 08:15 更新

【iMoney智富雜誌—荷馬學人集】

早前的區議會選舉結果,可以說是一記沉重的當頭棒喝,喚醒了許多政客的思維。泛民整體在選舉中失利,損失了不少「理所當然」的議席,明星政客以至政黨高層,竟也紛紛落馬。但塞翁失馬,焉知非福,泛民或因此痛定思痛,捨偏鋒之路,再不恃天之驕子之勢,學懂實事求是,真正走入人群中服務(事緣此次當選的區議員,許多都是多年來在基層解決民生問題的人。)


現今香港,民生議題究竟是否一大能留住選民的關鍵?我認為絕對是:基於外圍大環境因素,熱錢大量湧入,樓價在短時間內急升,呎價動輒逾萬元的樓盤處處皆是,租金同樣拾級而上。因為巿區租貴而無奈遷往郊區,也令每天上班、返學的交通費所費不菲。這對一個低收入家庭來說,負擔可真不少,故此衣食住行中,「衣食」即使盡量節儉,但「住行」卻省無可省,最後只能咬緊牙關「頂硬上」。


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發展代價︰貧富懸殊

前幾天社聯發表了一個調查,推算超過一成八市民生活在匱乏的貧窮家庭,基本如牙科檢查或生病看醫生等,對他們來說也是奢侈之舉,生活捉襟見肘。所以,面對貧窮這日益嚴重的民生議題,市民當然傾向選出能「落手落腳」做事的議員。


但是,政客和部分團體常常把貧窮這民生問題與貧富懸殊混為一談,認為貧富差距是社會矛盾之源,而在政客與部分媒體渲染下,社會上的仇富情緒也日益嚴重。其實,貧窮和貧富懸殊是兩個根源不同的問題,所以處理貧窮問題不代表就要仇富。


縱觀現今社會,在各領域上獨佔鰲頭的人,許多是「五十後」、「六十後」。例如商界前10名富豪,大多是平民出身,經自身努力與因緣際會而事業成功。醫學界名醫,也是經過多年的寒窗苦讀與非人的醫學訓練才捱出頭。甚至曾特首跟港府很多領導層,也同樣來自於平民階層,獅子山下的奇跡在過去三、四十年不斷上演。在這個發展過程中,我們不能期待每人都可創造奇跡,大家回看自己兒時的玩伴或同學,或多或少仍有人原地踏步,其中有些是個人選擇。所以,貧富懸殊是我們過去數十年來成功發展的必然副產品。


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根本問題︰社會流動性

香港過去的經濟發展政策,造就少數企業的興起,藉其發展壯大,小市民亦因而受惠,顯而易見的例子是地產和金融業。地產商控制樓市供應,樓價連創新高,小業主也因而獲利,而與地產息息相關的金融業亦蓬勃起來。故此,富者愈富其實不是社會問題,因為社會其他人能共享成果,而部分為富不仁、謀取暴利的企業,長遠終會被市場淘汰,不值我們傷神仇富。


So then what is the issue?我們要解決的,其實是更深層次的Social Mobility(or Lack of,社會流動性)。基層市民已愈難找到生活質量提升的途徑,例如,30年前大家有個明確的目標,知道上大學是改善生活的一個好法門,但現今大學生與碩士生舉目皆是,覺得前途茫茫絕不為過。社會福利雖然能紓緩部分經濟壓力,卻治標不治本,不能整體解決Social Mobility 這基本問題。最怕是大家習以為常,陷入長期倚靠社會福利的Welfare State,相信今日瀕臨破產邊緣的希臘 就是典型例子。與其我們在貧富懸殊上爭吵不休,倒不如大家專心討論及解決香港現今Lack of Social Mobility這困局好了。


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撰文:荷馬學人

三位識於微時的「七十後」金融界精英,畢業於美國著名學府。黃元山在紐倫港打滾投行11年後,現轉投評論和慈善工作;另外兩人完成博士學位後自組對沖基金。他們期望運用經濟學的思維,透視社會光怪陸離的現象。


http://hk.biz.yahoo.com/111125/377/4ct81.html

Quite a briefing...
"Veni, Vidi, Vici"
竹乃清,竹乃霸道

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His agreements were bankrupt for a long time.  Today we are facing:
1) the majority of people are getting poorer and
2) the poverty pool is getting larger.  

Social mobility is only used to dope people these days.

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本帖最後由 lo_pak 於 2011-11-25 10:10 編輯

回復 3# Look4chrisng

The fundamental problem can't be solved under high housing price...

I just can't stand people saying housing price still has room for advancing. Living quality has been dropping these days...

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His agreements were bankrupt for a long time.  Today we are facing:
1) the majority of people are ge ...
Look4chrisng 發表於 2011-11-25 10:02


One of the reasons HK people get poor is the industries used to be the supporting pillar  of 香港經濟騰飛 were eliminated and faded out the economy. People who were employed by or trained for the jobs were eliminated along with them.

When there is no new economy and new opportunities for the growing up generation, we should be able to expect the kind of situation to be.

One of my friends returned to HK and he told me that HK is not an environment to encourage and welcome 實業, but instead it would encourage people to 投資 (或更確切來說是投機). So he basically used his money to" 投資" instead of establishing a business (實業) to create jobs.

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And who is it to blame?

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本帖最後由 lo_pak 於 2011-11-25 13:50 編輯

回復 6# Look4chrisng

Mostly the government... Policy dealing with poverty is a total failure...

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And who is it to blame?
Look4chrisng 發表於 2011-11-25 13:46


I had said it many time before, the government is the one to be blamed.

But it doesn't mean I would agree with the opinions of other people who would only demand the government to give out cash and believe that is the solution.

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But it doesn't mean I would agree with the opinions of other people who would only demand the government to give out cash and believe that is the solution.
rockypath 發表於 2011-11-25 14:42

In an ideal world, I would not demand the government to just hand out cash to the citizens either. But HK is far from an ideal world, and the HKSAR admin has repeatedly demonstrated that they have no vision, no leadership, and worse of all, no ability to do anything right at all. They only thing they sort of know and is reasonably good at is to suck and lick Grandfather's toes.

With that in mind, would you want to see them try and put together any sort of government program in HK? With new generally elected leadership, that would be an idea worth pursuing. But given the current crop of useless morons, I'd much rather see them attempt nothing at all and just return the money that rightfully belongs to HK people instead. Give the HK folks their money back, and let them use it as they see fit to save themselves. In general, HK folks are still smart enough to do that.

-Lik

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本帖最後由 rockypath 於 2011-11-27 02:43 編輯
In an ideal world, I would not demand the government to just hand out cash to the citizens either.  ...
Lik 發表於 2011-11-25 16:40


為將來做長遠規劃和實施通常都是吃力不討好的事。 沒有幾個官員願意去做得罪選民為他人種樹的事。

派錢是政府能夠做的最簡單且對長遠將來最不負責任的事。

政府不願意去做,那負責監督他們的那些“為民請命”的議員做了什麼? 反而是替政府選擇一條最不負責任的方案。只能說他們也不願意也沒有興趣為市民的將來謀福祉。 Find an easy way out 大家都可以交差就好了。 這種不負責任的做法反而得到那些盲從分子擁護備至。

政府官員是面瞢心精,“為民請命”的議員是別有用心,他們的追隨者是盲目無知。

P.S.你不用開口我都能猜得到你要說什麼,因為你千篇一律只有一種辯解。 我可以告訴你,你們教主的做法對與否和政府的做法是獨立存在的。不會因為政府錯就自動證明你的教主對,也不會因為官員無能就證明你教主有本事。 這是非常簡單明瞭的道理。 你的 IQ 應該不會低到連這個道理都不能理解。

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