bank draft 是否安全? draft, bank

chocolatebean

如果做私人買賣,to make sure i can receive the money,what should i ask for? since bank draft, money order and certified cheques 都可以係假,點先最安全呀?

[ 本帖最後由 chocolatebean 於 2008-11-16 21:37 編輯 ]

ravemother

you can try wire transfer

http://en.wikipedia.org/wiki/Wire_transfer

pkphilip

Cash!

Interac Online, aka CertaPay

Philip

audible617

The best would be to get the bank draft with the Buyer at the bank. Draft could be counterfeited as well. Bankwire is a good option but depends on where your account was opened as extra charges might apply.

Littleprince

最理想係問對方是否有六大銀行的戶口﹐有其中一家的﹐就叫他用 EMAIL TRANSFER﹐收費很廉宜 (好似係 $3。50-$5﹐平過BANKDRAFT $6。50)﹐EMAIL MONEY TRANSFER 只需你比他你的 EMAIL ADDRESS﹐人人都收得﹐絕對安全方便﹐不會暴露你的個人資料。。。 而且他直接入落你戶口無得回頭﹐你作為收款人係無需費用﹐呢個方法快﹐安全﹐廉宜﹐而家黎講係最好的方法。。。如果他 DEAL WITH 的銀行沒這服務﹐叫他 WIRE TRANSFER 入你戶口﹐對你最有保障﹐當然﹐你免不了要比銀行戶口資料他﹐有一定危險性。。。否則就用 PAYPAL 好了。。。

而 BANKDRAFT 或 MONEY ORDER﹐的確很多假的﹐特別是美國 POST OFFICE 發的 MONEY ORDER﹐要收的話要記得超小心。。。

[ 本帖最後由 Littleprince 於 2008-11-17 01:26 編輯 ]

siumaibb

同佢一齊去銀行，過左數先俾貨佢囉

chocolatebean

thank you for all the info^^

Catpiano

Well .. how hard to make a FAKE bankdraft??

I know some cases ..   people using a FAKE bankdraft to buy a car ..

I guess depends on the amount la.. if big amount, such as $50K .. 100K .. or more ..  better go to bank to verify la..  

Littleprince

最新資料﹐email money transfer from RBC is only $1.50, 所以系目前最安全同最平宜的方法﹐你唔洗透露個人資料﹐只需一個 EMAIL ADDRESS 就搞掂﹐收唔收到錢﹐3分鐘內就知﹐對方也沒法從你戶口取回已過數的錢。。。
不過注意﹐你一定要有 6大銀行其中一間戶口﹐同埋用 ONLINE BANKING ﹐對方亦是。