大C姐

回復  fibbi

We were talking about comfortable lifestyle already.  Not tight budget... geez...
if n ...
MSN04 發表於 2010-9-28 15:11

    i think you can invite people over for parties and not have to spend a lot of money... if you live in the city, there are many places to go for cheap beer! I don't think it has to be boring!

MSN04

i honestly think some people exaggerate the situation... okay, if you ask me, of course i thi ...
大C姐 發表於 2010-9-28 15:03

haha... ok, i am sorry.  I never know that a comfortable lifestyle does not include cable TV, a car, some gadgets.  That's why i concluded that 60k is not enough to live comfortably.

Mind you, it is the stupid real estate people who exaggerated the real estate potential.  But i would never blame them as their living depends on the sales.  Just stupid people who fell into the trap and believe the BS that is out there on newspapaer (oh, if u dont' know, newpapaers are working for real estate too since that is a major source of their income.)

Oh... please don't assume that people who buy iphone or starbucks coffee do not have the money to enjoy the comfortable lifestyle.  Those people are usually not the average joe who lives on tight budget haha...  Pointing out the real estate facts doesn't mean the person is too poor to afford it

fibbi

回復 98# MSN04


    It comes down to how u define comfortable lifestyle. I see iPhone and Starbucks as luxury. I don't have iPhone, I don't have data plan for cell phone, and I don't see it as boring. Say at work, of course shouldn't play with phone la...at home you can always use wi-fi, the data plan is not a must. As for iPhone, there are many phone out there cheaper than that and also offer great games and browsing experience. That aside, let's talk about entertainment, in summer time, hiking is free! Get more fresh air!
winter time, skiing is luxury to me (it's indeed very expensive), still can go for movie or rent movie, playing video games etc...
其實做人係咁架啦，睇送食飯。想享受多啲嘅，咪做多份part time，賺多兩個＄囉，一係就study吓，增值自己，係咁架啦，鬼叫我阿爸唔係李嘉誠咩。

Look4chrisng

回復  Look4chrisng

How about this?
   

and this?


There are some ok looking places la...but of  ...
fibbi 發表於 2010-9-28 15:07

I don't think people know how much is $700,000.  

After tax, for that person making 60K, he will need probably need to work 30years to pay off the loan plus interest.  This is after tax money, and no eating or drinking during that time, 100% after tax money contribute to the house payments.

This is the cost of 700,000.  "The entire working life of a person making 60K"

大C姐

haha... ok, i am sorry.  I never know that a comfortable lifestyle does not include cable TV, a ca ...
MSN04 發表於 2010-9-28 15:24

    as fibbi said, 睇送食飯... if you REALLY want an iphone, i think if you are making $60K a year you can afford an iphone for sure, but not EVERYTHING you want (cable tv, a car, this and that).

I want a boat, i want a hot tub in my bedroom, but i don't have the money! but i am living comfortably, and i am happy with my life... i can at least rent a boat or go visit a hotel with a hot tub in the bedroom if i want, and that is enough for me.

everyone has to make some sacrifices in life. of course i don't think everyone who buys starbucks can't afford a home. those people probably can afford both, but have to make their sacrifices somewhere else.



if your attitude is "no iphone = uncomfortable", then you're jsut setting yourself up...

快樂牛郎

I don't think people know how much is $700,000.  

After tax, for that person making 60K, he will  ...
Look4chrisng 發表於 2010/9/28 15:27

but if you still make only 60K in your late 30s to early 40s
you have only yourself to blame

MSN04

i think you can invite people over for parties and not have to spend a lot of money... if you ...
大C姐 發表於 2010-9-28 15:18

Oh, please don't make recommendation on how to get into a comfortable lifestyle.  Obviously, i have my own ways for a comfortable lifestyle.

大C姐

I don't think people know how much is $700,000.  

After tax, for that person making 60K, he will  ...
Look4chrisng 發表於 2010-9-28 15:27

    but no one is buying a $700,000 home on a $60,000 income, banks wouldn't even approve the mortgage nowadays!!!

快樂牛郎

but if you still make only 60K in your late 30s to early 40s
you have only yourself to blame
快樂牛郎 發表於 2010/9/28 15:32

and the assumption is flawed because if you start out making 60K, chances are you will make 3 times more when you have more experience.

大C姐

but if you still make only 60K in your late 30s to early 40s
you have only yourself to blame
快樂牛郎 發表於 2010-9-28 15:32

    you just have to make more sacrifices in life.... rent a basement and keep your iphone....