本帖最後由 BiscottiGelato 於 2010-9-9 12:40 編輯
都係果句啦﹐每個人financial situation都唔同﹐唔可以以遍蓋全。我打從第一個post都講你要好了解自 ...
大C姐 發表於 2010-9-9 10:54 
What I think this post is about, is for people still in the euphoria to justify puchasing properties at these levels, and to encourage others to do so. Whether the conscious, or even sub-conscious intention is just to have some company in their decision/view-point, or to actually indirectly help prop-up the prices, depends.
All I am trying to say is, don't be blinded by the euphoria. Don't just buy because you can afford it. One needs to see more than just the micro-circumstances (personal financial situation) to make a good investment/purchasing decision. When it comes to what probably is the most important purchasing/investment decision for many people's lives, one shouldn't take it lightly. Aside from just the potential return/utility, it is as important to assess the macro-environemnt and also most importantly, the risk, before committing oneself to what is probably 9x their annual salary + interest. Also, one should understand what renting really means, not just what social stigma is associated with it. Only then should one make a careful evaluation of what is the best decision for each individual circumstances.
Big C Sister, we know real estate is just a drop in the bucket for you. But it isn't as trivial for many others. Pushing real estate to others at these climate and glossing it over as 'buy it if you can afford it' is quite irresponsible. Who is it to blame if there's a 10/20% drop over the next few years? For many, this would attribute to 1 to 2 years of annual salary + interest, not a drop in the bucket.
*PS. A lot of people speaking against you have their own property, and/or have plenty of liquid assets to acquire a (another) property. So your hypothesis definately is not true. I might know more LYKs in real than Virtualized C 姐 do. |
發表於 2010-9-9 10:54
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