peter236

Buy the Chinese stock index fund.

BiscottiGelato

通常咁問得, 一定唔只得500K cash 咁少... 起碼有5M.
mcjohnjohn 發表於 2010-10-21 22:16

If someone really have 500k to invest, let alone 5M, they won't ask the question here...

Unless u won the lotto or got inheritence, u'd have started thinking about how to manage your money when you have 10k, won't wait till u got 500k.

Catpiano

500K .. buy some houses in US law ..

My question will be .. how to get $500K first ..  

I doubt I can ever get 500K in my life ..

fibbi

My question would be "how to get 500K cash" .....

Catpiano

My question would be "how to get 500K cash" .....
fibbi 發表於 2010-10-22 09:55

    Yeah .. Cash .. that is what I mean .. $500K extra cash to invest .. then must have a $3M plus house already, (pay off) and $500K worth of nice cars, $200K worth of nice watches... etc .. ( and $300K worth of handbag/jew for the wife .. )

fibbi

Well....My answer would be 649 or Lotto max....hahhahaha

匿名

annual return of 5-10% ???

so.... composite rate 10% annually ....you want $805k back in 10 years?? ...
Guy 發表於 2010-10-22 01:31

I think LZ talked about "liquidity"??!!!

匿名

Buy the Chinese stock index fund.
peter236 發表於 2010-10-22 03:45

你靠害﹖

匿名

500K .. buy some houses in US law ..

My question will be .. how to get $500K first ..   

I doub ...
Catpiano 發表於 2010-10-22 09:51

只要有決心﹐鐵柱磨成針。。。

細個有個恆生廣告﹐說得非常好﹐畫面是一點點的水滴﹐告訴人”滴水可成河“的道理。。。

我第一次儲到 HK$10﹐000 靠的就是恆生的零存整付方法﹐用我人生第一次賺到的錢﹐每個月存一點點。。。 還記得年尾拿到那一萬元的感動。。。

所以﹐不要覺得自己”一定唔得“﹐相反﹐要告訴自己”一定得“﹐你只要有決心﹐每天的咖啡﹐不要買吧﹐換成自己煮的。。。 省下那兩塊錢﹐用豬仔錢罌儲起﹐夠一個數目﹐拿去銀行放入一些穩定回報的基金。。。若你沒基金投資知識﹐但錢又不是馬上要用﹐有超過 10 年的投資期﹐只要放大銀行的”BALANCED FUND“﹐平均一年 8% 回報很容易達標﹐當然最好放 RSP﹐因為有埋稅務方面的好處。。。 還有﹐當你開始之後﹐最好做 MONTHLY CONTRIBUTION。。。

CP 你上網自己用財務工具算一下﹐你今年 30 幾﹐要 60 歲時擁有 $500K 其實非常容易﹐因為 COMPOUNDING IS THE MOST POWERFUL IN THE WORLD!!!

記住﹐不開始﹐就永遠不會達標。

samsung

What/where to invest if you have 500K cash and you want to safely
grow it at a sustainable annual re ...
fy789 發表於 2010-10-21 20:17

5% is very easy to meet, you can even buy 國債或省債﹐safe (I'm not talking about liquidity though), if you really need liquidity, go with Bond Fund.. as I said, TD did very well on fixed income funds