大C姐

if you need to cut cable tv to save for a house, obviously it's not for you
快樂牛郎 發表於 2010-9-29 22:37

小富由儉大富由天... 我覺得有D人慳下慳下一層樓﹐慳下慳下又有第一桶金...

mcjohnjohn

小富由儉大富由天... 我覺得有D人慳下慳下一層樓﹐慳下慳下又有第一桶金...
...
大C姐 發表於 2010-9-30 14:50

如果要咁慳先買到樓, 我真係唔知點解要搞到自己咁辛苦law.

如果話去少次旅行, 買少幾套lens, 換少幾次電話就另一回事啦... cut cable tv, landline, going out yum cha only once per months 咁好似好辛苦咁.

當然, 每人都有自己lifestyle, 真係有人慳下慳下一層樓, 慳下慳下又有第一桶金. 不過, 慳都要慳o係d 大數度會冇咁affect 生活.

-- 享受生活 MJJ

lo_pak

回復 231# 大C姐

Saving that way can only happen in Asia. In Canada, our greatest government will tax you away...

ACC-HE

sad.  move to eastern canada? :S

快樂牛郎

sad.  move to eastern canada? :S
ACC-HE 發表於 2010/9/30 00:56

so many other places to move to
but if you like Van so much
then just suck it up

ACC-HE

回復 235# 快樂牛郎

still up so late?

I heard you prefer, and are renting over paying mortgage? why?

Look4chrisng

回復 203# fibbi


2 of them are 200k for 400-500 sq ft. for 30yr apartments.
1 of them seems a good deal.  But may require 50% down payment for Bank to lend you a mortgage (read: huge acessement coming),

Fibbi, if you ever buy real estate.  Please, please please talk to a "fee" based financial advisors (ie not a realtor).

Just remember that.

快樂牛郎

回復  快樂牛郎

still up so late?

I heard you prefer, and are renting over paying mortgage? why? ...
ACC-HE 發表於 2010/9/30 01:08

Because I lived in 3 cities in the last 5 years.  I don't like tying myself down to one city. And, renting is cheap and I don't see a significant appreciation in real estate, at least not in Seattle or Vancouver.

and last but not least, I need capital for stocks

supersuper

回復 227# fibbi

nope fibbi, its sad... but 2005 is not the lowest point, when i have time, i will show you a chart of the crazy RE history price.

meanwhile, you can check out the headlines

The housing boom is over- really!
http://www.theglobeandmail.com/r ... lly/article1719330/

Bubble or not, Canadian markets in for a rude awakening
http://www.theglobeandmail.com/g ... ing/article1722246/

news are always bias and are friends of bulls anyway, maybe trust 20% is already too much, just use it as a reference

lo_pak

回復 238# 快樂牛郎

I can tell it's not a good time to buy as mortgage rate is going up. People can't expect to have another double digit increase in the coming year. And, with the dispute on HST, there is a downturn and things will be pretty sluggish. For properties that are ~500K they are still okay, but sure not for the multi-million dollar ones. Furthermore, 3 years or so, the NDP "seems" to have a greater chance to win the election. Renting seems to be a bigger favour in a year or two.