blue20ae

Can you define what is "long term"?  Everyone's timeline may be different.

Littleprince

Can you define what is "long term"?  Everyone's timeline may be different.
blue20ae 發表於 2009-10-19 13:01

一般所謂長線指最少 10 年。

sheep

How about now, the Canadain Saving bond?
Is it OK?

Littleprince

How about now, the Canadain Saving bond?
Is it OK?
sheep 發表於 2009-10-19 14:04

買加拿大債券﹐一係你好愛國﹐一係你只要那些穩陣過穩陣的﹐否則﹐有好多其他更好的選擇。。。

還有﹐利息同債券回報通常走相反方向 (我假設你明債券係怎樣運作)﹐而現在﹐利息升的機會比跌的大 (為何﹖第一﹐利息已經低到不能低﹐第二﹐經濟起飛利息就會升﹐而家經濟係向上微升中﹐看數據吧)﹐所以換句話來說﹐債券的價格很有機會會跌﹐那麼我們還應該買債券嗎﹖答案是 YES AND NO﹐如果你只想買些相對穩陣的投資﹐不太喜歡風險﹐而投資期係 3-5 年﹐你可以買債券﹐不過即使係買債券﹐也應該分散投資﹐例如買一些不同的私人公司溝埋政府﹐甚至不同國家﹐這樣才可以保障你的回報。

sheep

Thanks

買加拿大債券﹐一係你好愛國﹐一係你只要那些穩陣過穩陣的﹐否則﹐有好多其他更好的選擇。。。

還有﹐利息同債券回報通常走相反方向 (我假設你明債券係怎樣運作)﹐而現在﹐利息升的機會比跌的大 (為何﹖第一﹐利息 ...
Littleprince 發表於 2009-10-19 14:15

Littleprince

11# 快樂牛郎


FA's are sales. Don't get fooled by their titles. You will find all the people with fancy titles at the banks. Think about it. If they can make good money in the market, why would the ...
spl3nd1d 發表於 2009-10-17 20:56

I have to correct you, FAs "at the bank" are just sales, they don't have REAL QUALITIES to be a financial advisor (some of them just got promoted as the bank cannot find anyone better, I've seen a lot of those), but there are also REAL Financial Advisors out there, look for those Financial Planning companies, they offer overall services... a good FA should look at your overall goals in life, cash flow, insurance needs, retirement income needed, will & estate, everything should be taken into account, and they should be actively manage your money & your needs. Words of mouth is a good way to find good FAs but only listen to those people you trust, not anyone on the street.

pkphilip

IA - Investment Advisors, I know a few good ones, I made some money off from the tips they gave off.

Philip

快樂牛郎

IA - Investment Advisors, I know a few good ones, I made some money off from the tips they gave off.

Philip
pkphilip 發表於 2009/10/19 23:25

Good ones don't necessarily give you the right tickers
Bad ones can make you a millionaire

Littleprince

28# 快樂牛郎

if that's true, why don't you go find a bad one if you want to be a millionnaire?

kits013

anybody can make $ from stock
but is ALL ABOUT HOMEWORK!

u can't just buy and hold !
10 years ago, Dow Jones  at 10000....  Today.. ppl are celebrating their 0% return in 10 years

good investors have different style ...different approach to this game
but they all do hw
buy and hold is not my style.. i think it's important to keep ur investment flexible

yes there are good IA -> charge u $ like therez no tmr
                      mutual funds --> 70% of them perform worst than the market
LOOK at this chart b4 u plan long term