reyes

就係啦，我以前租過地方住，連凳都唔多張，點招呼朋友上屋企坐？唔好話食飯檯，連茶几都費事買，驚 ...
大C姐 發表於 2012-11-15 21:40

    招呼最好既朋友囉, 佢地應該唔介意呱
用二手野都好過成間屋空蕩蕩咁

reyes

Yeah, agreed. Rent is a pain cuz u can't buy as nice stuff for your place. That I view as the bigg ...
BiscottiGelato 發表於 2012-11-15 22:35

    呢到都有人好似香港咁每個月差唔多成份糧都俾哂間屋. 睇下你點睇囉, 有D人覺得有舊磚頭係手先安全就俾埋條命間屋都仲得

Nam

可能我係個女人仔啦，覺得有磚頭係手會實在啲，唔想靠男人養我！眼見契姨人老咗先離婚， 個老公又生意失敗，幾十歲先要親友接濟！我唔想咁，唔想老咗都無個竇，要租人地方住！

當然好多人會話後生唔玩，老咗無力玩，但我更怕係我老咗，連三餐都成問題嘅生活！

satil

實際計到上嚟, 自住嗰問屋就買係啱, 起碼啲供樓錢, 比番自己, 唔使幫人供.
但係份利息就真係幾甘, 小不免供廿五年變兩間咁多錢.

廿零三十年啲樓價點都翻兩翻. 埋大數, 最終都有份退休金.
到時賣屋, 變細屋, 買番架兩門跑, 搬遠小小清靜啲.

大C姐

招呼最好既朋友囉, 佢地應該唔介意呱
用二手野都好過成間屋空蕩蕩咁 ...
reyes 發表於 2012-11-15 22:56

    點會空蕩蕩呀，租地方住都唔慌租得大啦，我試過租studio flat真係一年來覺得自己住緊酒店房。

招呼＂好朋友＂還可以，但係你唔好諗住請三五知己，真係要坐地下。

大C姐

實際計到上嚟, 自住嗰問屋就買係啱, 起碼啲供樓錢, 比番自己, 唔使幫人供.
但係份利息就真係幾甘, 小不免 ...
satil 發表於 2012-11-16 09:51

    同埋真係有咩事都可以re-finance套現，其實都唔係好illiquid嘅，最緊要係唔好十個茶煲九個蓋，短炒當返工。其實買咩投資都有風險，唔好諗住咩都要０風險一定唔要蝕，趁後生有啲高風險高回報嘅投資係好應該！

satil

回復 326# 大C姐

我就用自己paid off咗間屋, 加埋其他幾個出租供緊既apartment單位,
back翻個line of credit來做其他投資project.
一個一個投資project咁累積, 資金就可分散, 又有穩定收入, 風險就低好多.

大C姐

回復  大C姐

我就用自己paid off咗間屋, 加埋其他幾個出租供緊既apartment單位,
back翻個line of credit ...
satil 發表於 2012-11-16 10:30

    其實本身香港都有物業，唔洗供㗎啦，咁都有一啲本，我諗地產都係地區性，好少全球都唔掂，點都有地方好少少，我覺得都算分散咗。其它投資就真係好壞參半，有啲賺咗好多又有啲蝕咗（依家都未賣），咁算係打個和啦。我就覺得自己條命買實物好似好啲，或者自己比較對地產有多少眼光。股票市場唔係唔熟，而係就算自己計到條數，個市價都未必喺預料嘅time period調整到自己心目中個價值。而每日都有咁多新消息，你唔係做嗰行，full time睇實你真係好難short term捉得緊個市。可能我自己唔叻啦，我叻炒股或者我唔洗撈啦。

BiscottiGelato

haha, no cash ar ma. a 8M HKD property in HK, a few 1M CAD proerty in Van, and still have plenty of cash flow for other ventures. Man! Now that's made of money!

Too bad I'm not born rich, made of money or have a golden goose laying golden eggs for me at 1700 USD an ounce.. Even making 200k a year CAD won't be able to afford those kinda accuulated wealth before 30 years old. Maybe 200k annual salary is only chum change to most of you guys. I'm just a poor dude here. I'll stick to my tiny rental apartments I guess.

librazhy

haha, no cash ar ma. a 8M HKD property in HK, a few 1M CAD proerty in Van, and still have plenty of  ...
BiscottiGelato 發表於 2012-11-16 12:20

How much is your tiny rental? Which area? How big?