Which credit card company do you use? credit, card, company, Which, use

puZZle

I need to get a credit card for myself

just wondering what I need to be aware of

and any suggestions on company?

koala

aware of: annual fee, interest rate, rewards or dividened

currently i am using RBC Avion, i think that's the best one...at least suit my needs...

Alcoholic

sony MBNA
it used to be under Citibank
no annual fee, $1 per point to exchange for sony points for sony products

TD Travel Gold

CIBC dividen

koala

sony MBNA

but what is the interest rate on that...normally MBNA has high interest on the credit card....

jackmeister

TD Gold Elite
if you have their select service account then this card is included for free (keep 5000 minimum balance or else pay 25/month)
its 1% dividend along with travel protection, car towing etc.. sometimes they have a special for 2% for a limited time for new clients? when i got it i got almost 3 months of 2% dividend

cola14

MBNA- UBC alumni
CIBC classic (but i really should get a dividen)

Ultraman

I use mainly free Airmiles related cards like AE and MC. Haha.....

Alcoholic

koala,
i don't know the interest rate...hahaha
cus i always pay off the entire balance every month no matter how much i spend...so it doesn't really affect me~

shutterbug

原帖由 jackmeister 於 2008-1-19 03:28 發表
TD Gold Elite
if you have their select service account then this card is included for free (keep 5000 minimum balance or else pay 25/month)
its 1% dividend along with travel protection, car towing etc ...

Yes, I was looking at this too and I think this is the best deal if you can keep 5k in your account.  All of the bank services are free; they even give you free cheques.  Moreover, they give you the gold elite card including free complimentary cards for free, which is normally $120/year.