$300/month on gas is reasonable la.. ~ $3k and 25,000km/ yr is average for Canadian ..
But I guess you should add the "running cost" on your car as expense, no matter lease payment or depreciation or servicing cost.
$300 a month to eat/drink .. that is good! You must cook a lots yourself .. good job! ^_^ Probably that $700 you pay to your parents, include eating home!
As other LYK said, once you have your own house, your expense will jump up a lots!! Mortgage/untility/Air Cond/heat (opps .. you guys don't really need to pay heat wor) will cost you $3-4k/month extra......
However, by the time being, your husband will share the expense ..
Once you have kids ... then your expense will run to the roof!!
Cannot use Skype for business calls, or call city halls...
Not avoidable
my cell phone bill is $80 (includes long distance calls), my dad is $30, $10 for internet phone, $30 for home phone + tax, almost $160
I know it's a bit high for regular family...
I don't have any financing for my car, so I don't have any monthly payment.
You are right, if I look at the tax stuff for last year, my accountant wrote off $8000 for my auto expenses (including depreciation, gas, repairs...)
so, it's almost $700 for the car including gas, insurance, parking, and repairs
$700 for my dad to pay for property tax and utilities, sometimes he buys some fruits or he cook, mum does not live here mostly, she stays HK
$300 for food is $10 per day, breakfast = oat, bread, cereal, etc, lunch = usually salad, fruit, sandwiches or pasta if I pack lunch, if I don't say at office, then something less than $10 for lunch, dinner = cook at home, or food court, Pho, something under $10 again
almost $3000/month expenses already (adding those auto expenses!) + mortgage $2000 (just about $300,000 loans + property tax + maintenance) + $1000 kids (?)
then I will have some "left over" monthly, but it will take very long time for rental house downpayment....
that's why I don't want to get married or think about kids at all
I rather finish all my designation classes, have better income and stable life
I know you want to be kind to your family (dad) and want to show some care. But honestly if they're not really depending on you, maybe you can save your $700. Tell your family that you just want to save up more money in a reasonably shorter term, so as to plan for your own wedding or future. :b
發表於 2010-11-11 09:06
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