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to achieve 70%, you have two options

1) increase your top line - income to a level where you can save 70%
2) cut your expenses

the choice is yours

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回復 41# 快樂牛郎

You are genius
千年百年煙雲外,縈懷的又豈是嬝娜輕愁..縱然碎落滿空星斗,我卻無法拭去記憶中那抹小小的 偶然, 凄酸 啊以及妳 長長睫影下的淚痕

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回復 36# 快樂牛郎


I consider myself quite typical, except that not everyone is paying same amount or percentage to parents...

But quite sad, if a typical person, say $14/hr (some stats said it's BC general workers' average) or about $2350/month. how much is the after tax income? $1800? after paying rent/mortgage, utilities, auto expenses (minimal gas saving old car, max ICBC discount, not too much maintenance), food, there is barely any saving...

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回復 28# somewhereintime


yes, I like your idea..haha..

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回復 43# auyatyat

I dunno about you, for me it is quite impossible to save 70%
after tax income.
I make money, I spend, the faster I earn, the faster I spend.
even without rent or mortgage expense. And the kids U tuition
is getting more expensive as they plan to study in the US. after
grad.

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快樂牛郎 to me is an alien in vancouver
人生有個真正朋友的確好極

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回復 41# 快樂牛郎


    1 is easier than 2 for me..haha

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回復 47# auyatyat

Earning 200 K per annum?
千年百年煙雲外,縈懷的又豈是嬝娜輕愁..縱然碎落滿空星斗,我卻無法拭去記憶中那抹小小的 偶然, 凄酸 啊以及妳 長長睫影下的淚痕

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回復 45# somewhereintime

woo..going to study in USA, that'll be a lot of $

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回復 49# auyatyat


    Yeah, my son want to go to Sanford Law School after he grad from UBC
千年百年煙雲外,縈懷的又豈是嬝娜輕愁..縱然碎落滿空星斗,我卻無法拭去記憶中那抹小小的 偶然, 凄酸 啊以及妳 長長睫影下的淚痕

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