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回復 20# 匿名


Cannot use Skype for business calls, or call city halls...
Not avoidable
my cell phone bill is $80 (includes long distance calls), my dad is $30, $10 for internet phone, $30 for home phone  + tax, almost $160
I know it's a bit high for regular family...

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本帖最後由 auyatyat 於 2010-11-11 10:41 編輯

回復 21# Catpiano




I don't have any financing for my car, so I don't have any monthly payment.
You are right, if I look at the tax stuff for last year, my accountant wrote off $8000 for my auto expenses (including depreciation, gas, repairs...)
so, it's almost $700 for the car including gas, insurance, parking, and repairs

$700 for my dad to pay for property tax and utilities, sometimes he buys some fruits or he cook, mum does not live here mostly, she stays HK

$300 for food is $10 per day, breakfast = oat, bread, cereal, etc, lunch = usually salad, fruit, sandwiches or pasta if I pack lunch, if I don't say at office, then something less than $10 for lunch, dinner = cook at home, or food court, Pho, something under $10 again

almost $3000/month expenses already (adding those auto expenses!) + mortgage $2000 (just about $300,000 loans + property tax + maintenance) + $1000 kids (?)
then I will have some "left over" monthly, but it will take very long time for rental house downpayment....

that's why I don't want to get married or think about kids at all
I rather finish all my designation classes, have better income and stable life

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回復 30# FiChai

$700 is affordable, if I have to move out, $700 can't pay for a 1 bedroom rental apartment..

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回復 30# FiChai

睇過一個香港電視節目,講d 人點儲錢買屋同結婚
有d 就好辛苦儲o左廿十萬,結婚果陣豪哂,跟住話要還錢比銀行之類
永遠唔會儲到首期,跟住就話政府唔幫佢o地上車

我覺得,大把人比佢o地有需要,例如真係訓街或者住籠屋果d
要幫o既話未輪到佢o地

有d 朋友結婚,只係請親戚一齊食餐飯,低調搞,其實唔洗用好多錢
但係節目果2位,影o左唔知幾多攝結婚相...
唔係黑心話佢o地,不過自己有幾大個頭就戴幾大頂帽會好d...

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回復 29# Catpiano


其實唔係好鐘意細路仔o既話,又唔趕住結婚wor..haha

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回復 36# 快樂牛郎


haha. assume that $700 is 10% of my income, other expenses almost $2000
the rest, still have to pay tax,  before tax can't save 70% ($4900)

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回復 36# 快樂牛郎


I consider myself quite typical, except that not everyone is paying same amount or percentage to parents...

But quite sad, if a typical person, say $14/hr (some stats said it's BC general workers' average) or about $2350/month. how much is the after tax income? $1800? after paying rent/mortgage, utilities, auto expenses (minimal gas saving old car, max ICBC discount, not too much maintenance), food, there is barely any saving...

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回復 28# somewhereintime


yes, I like your idea..haha..

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回復 41# 快樂牛郎


    1 is easier than 2 for me..haha

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回復 45# somewhereintime

woo..going to study in USA, that'll be a lot of $

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